Quote:
Originally Posted by AlwaysSunnyinIndy
Of course. Either the team or the player could purchase insurance to pay out in the event of a major injury.
But since many NFL contracts are not guaranteed, teams don't worry about insuring those type of contracts.
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I'm talking about as a negotiation tool. The RB wants a guaranteed contract but the team is reluctant to offer much in terms of guaranteed. They could offer a 4 year contract with a large salary and they could purchase a large insurance policy payable to the RB if he should sustain an injury that ends the career and he gets cut early in the contract.