In the salary cap era at least, if you have money to spend, you are usually one of the teams with the worst records the previous year. Cowboys and 49ers used to sign anyone and everyone pre salary cap.
Can't think of too many instances where a top team has been flush with cash to spend on free agents. Most top teams have a highly paid QB, and then have to manipulate younger guys in with 5 or 6 star players and then just average veterans filling out the roster.
If you look around the league, how many teams have 5 or 6 star players on a roster at any one time? I would suggest very few. Teams can't afford to pay them and be under the salary cap.
A star player is going to be earning $15-20m with a top QB being double that. That's half of all of your cap money gone and you still have another 40 guys to pay.
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